Accepting credit cards?

I have a small business and have been told that if I accept credit cards in person, my sales would increase. I checked around and it%26#039;s very expensive. But PayPal offers it for a flat $20 per month plus the transaction fees. It%26#039;s called Virtual Terminal, so I filled out the application, they emailed for more information, I faxed it, and was promptly turned down due to my bad credit.

Any suggestions?

Accepting credit cards?credit counseling

I work part time at a small restaurant and we do not accept any plastic. i say maybe once of twice a month i see someone that reads that on the door %26amp; leaves. But on that sign it also lets them know we have an ATM that they can use.

When you accept a credit card typically the business is charged a fee for everytime someone uses one.

you could maybe get an ATM, then for every person that uses it you can make a buck or two.

Accepting credit cards?

loan

personnallly, I have seen people who paid with credit cards take back there money as soon as a job was complete. in other words we installed some carpet and as soon as we were done they called the credit card company and cancelled there money 2 us and got it back/ I would just tell customers due 2 identity theft we are unable 2 afford useing credit cards due 2 identity theft! (Just a personal opinion!)|||Whether or not your sales will increase if you accept credit cards really depends on the type of business you have. Are you a retail business? If so, I would not recommend using a Virtual Terminal. To get the best processing rate, retail business should swipe their cards. Using a Virtual Terminal will put you in the “card not present” category and will result in much higher fees. Accepting credit cards normally isn’t that expensive, I recommend getting a few more quotes from a few processors. You can get a free competitive quote from the company I represent by following the link below. We have had great success in placing accounts with bad credit in the past.|||There are several options for you. Each one has its own advantage and disadvantage.

The first is to get a wireless terminal. These can vary in cost and size. I would recommend a new product that utilizes a cell phone witha credit card reader attached to it. It can work off of several wireless networks as well. It even has a printer that works almost like bluetooth. The initial cost for the equipment is the disadvantage here. However, the lower rates for taking a swiped card will save you $ in the long run.

The second is Pay By Phone. This is similar to what you were speaking of previously. You must purchase a very inexpensive Manual Imprinter $35. While the start up cost is less, you will pay a much higher %. The transaction process will also take longer. Your customer will be staring at you while you are punching in all kinds of #s on the phone.

In your particular situation, I believe you would benefit from accepting credit cards. In a trade show type setting, you want to be ready for impulse buying.

I have years of experience in this industry and can help you get set up regardless of credit history.

We auto approve new businesses.

Our website might be helpful: http://www.omnitranz.com|||I do not know....! PayPal is one of the most popular online money transfer systems widely used for online auctions, pay to surf programs, e-books and purchase of low value goods. It is now a part of the online auction website eBay. More details available at

http://www.money-transfer.in/paypalindia...|||I would pass on using credit cards for payment - if the person decides after they buy and they don%26#039;t want the item all they have to do is call the credit card company and stop payment - you would be out the item and the monies!@|||Try checking with your Bank, sometimes they will help out a customer,also check with the major credit card companies, they might have a program for you, and last but not least , check with the Small Business Association. As far as Trade shows and swap meets,the ones I%26#039;ve been to make it known they only accept cash...If someone really wants what you have to sell, believe me, they will find a bank with an ATM.....Hope this helps|||The %26#039;problem%26#039; with bad credit is it almost always involves credit cards. So if your bad credit is with a bank or company like Discover, they and the others look at you as not paying up, or not paying when things get tough.

So, while you%26#039;re not asking for credit, those same companies don%26#039;t want to deal with you.

Bad credit hurts in many ways. Especially if there are losses involved.

Sorry, I know that%26#039;s not what you want to hear, but it%26#039;s true.