Thursday, July 16, 2009

Whats a good CC for peoples like us?

Wife and I have low to average credit, but are now out of all debt (except mortgage).



We are looking for a credit card that offers some rewards since we already use our debt card to pay for everything. Flyer miles are #1 pick, hotels a maybe.



I will NOT take a CC with an annual fee. (I%26#039;m paying them to pay them?? thats stupid.) Interest rate is not real important b/c we will be paying it off every month.



Anyone know of a Card that fits this criteria or am I asking to much?



Thanks



Whats a good CC for peoples like us?care credit





Capital one has a good miles reward card with no annual fee.



Whats a good CC for peoples like us? loan



Yeah Capital Bank is a pretty good credit card for people with low credit scores. The only thing is that your intial credit limit will be very limited. They usually start with $300 or $500. There is no annual fee and no program fee. After 3 months you can qualify for a credit increase if needed. Orchard bank is another pretty decent credit card.|||I%26#039;ll throw this one to you. Try Amalgamated Bank of Chicago. I%26#039;ve been using them for years. You get frequently flier miles on most of the airlines. I%26#039;ve used them for United Airlines trips to build up my frequent flyer miles for UAL, and as long as you are able to get $25000 in charges for 3 years, you get the free round trip if you book 3 weeks prior to departure. I was able to keep them despite a bk.



Another is Household bank. Theirs is 2% and you can get a check for $25 every time you reach that goal. Of course, you need to contact them to get the check.



Both have on line payments service.|||I think. American Express SimplyCashSM Business Card... This is cool..I%26#039;ve tried it and pretty cool..Or you could try Citi Diamond Preferred Rewards Card... Hope this helps.. :) The sources for these cards are there below..you may take a look at it.. :)|||http://preferred.ecreditdirectory.com|||I would go with American Express Blue (with Cash Back rewards) and Discover (cash back rewards) as well. I am using both to pay for my basic necessities and its almost like I am being paid to use my card. In some instances I get double cash back on certain items like gas, hotel use, restaurants and other things, but as I said I am using these 2 cards for my basic necessities and not using cash and I pay the full amount every month|||You would be better off just sticking with the debit card.



If you play the credit card game sooner or later you will get behind and start to lose at the game. What happens when an emergency comes up and you can%26#039;t make the credit card payment?Once you start losing at the credit card game. it%26#039;s hard to get out of the game. High interest rates which they can raise for any reason. Outrageous late fees and over the limit fees. The credit card industry is a billion dollar a yr bussiness. They are not gonna lose.



Your gonna spend more to get the rewards.



Mcdonald said that when they started taking credit cards that the average transaction went from $4.75 to $7.00.



Would you like a hot apple pie with that? NO THANKS!!



Debt free is the way to be!|||Check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rates, fees and reward, no matter what kind of credit you have they have the right card for you|||Citi Diamond Preferred Rewards Card is the best rewards credit card. The rewards programs are amazing. It has No annual fee. You can earn 5 points for every purchase made for the first 12 months. 0% introductory APR on balance transfers for 12 months.



However, what makes this card truly amazing is the so-called Thank You redemption programs. Unlike any other program, the Thank You redemption program is based on the concept that for every purchase made at supermarkets, drugstores and gas stations, you will receive 5 points. And for other purchases you%26#039;ll get 1 point. The points can reach up to 75, 000. There%26#039;s a wide array of rewards in which your points can be spent. These include hotel accommodations, gift cards., entertainment, airline flights, dining, clothing and many more. You can also get gift cards from major retailers that offer you 10% discount.



Great Review Found here:



http://www.rewardcreditcardsite.com/othe...



If you like Miles Rewards, here%26#039;s a variety of cards to choose:



http://www.rewardcreditcardsite.com/airl...



I also recommend the Hilton HHonors Platinum Card from American Express:



Best Feature: No annual fee; three points for general purchases; additional hotel benefits and services for cardholders; bonus points.



http://www.rewardcreditcardsite.com/hote...

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