Am I really prequalified?

I received a Bank of America credit card offer in the mail that says i%26#039;m prequalified. I dont want to apply for credit and not get it and in turn hurt my credit score. So, am I really prequalified?

Am I really prequalified?education loans

Pre qualified is a word used to indicate they would like your business. the still need to APPROVE your application. There is a good chance they will as they do not send that out without some indication they can get your business with an adequate risk to themselves. But you do not know what the limit or interest rate is until you apply and they get your real credit score.

If you want a credit card and you want the best deal, got to http://www.creditcards.com to compare different credit cards (there are many of these sites -- just search on %26quot;Compare credit cards%26quot; on any search engine). You can find one that has points if that is what you are looking for, low or no annual fee, cash back, better interest rates, etc.

If you qualify for a credit card, you are better off searching around for the one you really want.

Am I really prequalified?

loan

it manes that you may meet some of their guide lines for credit they will still run a credit report before they approve you for the card or loan they will run a short report and send out those letters to a lot of people may 6 out of 150-200 may get credit from them|||It just means your name came up on one of their mass prescreenings. Its no guarantee of acceptance.|||NO...I get about 3 a day and I am not even working right now...lmao. But make sure you read all the information before you call them to make sure this is the card you want,,,in case you do get approved. GL.|||Pre-qualified does not mean approved. You would still need to apply.