Ever use 0% loans to invest?

Heh, I have another 0% credit card offer here. I%26#039;m also looking at some low yield bonds... I don%26#039;t miss payments, so anyone have any thoughts?

Ever use 0% loans to invest?signature loan

US EE or I Series Savings Bonds

Tax Free Municipal Bonds

ING Savings account at 4.35%

REIT Mutual funds such as UMREX or TAREX

Ever use 0% loans to invest?

loan

Read some credit,loans and investing tips on this site to help you with it|||no|||It is perfectly OK to do this under certain conditions:

1. If you do not have the funds to pay back the loan immediately, then you should only invest in 100% guarenteed investments. Other investments (stocks, corporate bonds, etc) have volitility that can really hurt you here. The best fit for this deal is typically 12 month CDs. However, there are savings accounts paying nearly the same as 12 month CDs, so those are good (and much more flexible) options as well. Don%26#039;t get greedy....take your 5% with a smile. Afterall, it%26#039;s free money.

2. Stay on top of this stuff. Do not under any circumstances miss a payment or even be late with a payment on this card or any other card. The way the system works now, if you are late with a payment to Chase, Citi can (and will) cancel your 0% and shoot you straight to 20%+.

3. Know when the rate expires, and don%26#039;t get caught off guard. If this rate expires a year from now, mark it on your calendar in red ink. Better yet, mark the day...and put reminders a few weeks before hand to pay it off before the rate jumps.

That%26#039;s about it. Keep in mind that when you take out 0% offers, it does increase your debt to income ratio, which affects your ability to get other credit.

There are lots of people doing and talking about this on fatwallet.com. Go there and click on the %26quot;Finance%26quot; forum if you want/need more info.

Dan|||Thought I was the only one doing this trick. I found out about it under a website that dealt with investments and alternative investments. It%26#039;s a rudimentary site, but it has good info. I refer to it often.

Click the tab free money or risk free investments. Something like that.